CoverX AI

CoverX AI gives independent insurance agencies three focused tools that sit at the points in the commercial sales cycle where producer time disappears. The Form Analyzer reads policy documents and surfaces the limits, exclusions, endorsements and wording that deserve a closer look. Quote Comparison organises premiums, limits, deductibles and meaningful coverage differences into a single reviewable view. The Proposal Generator turns that analysis into a structured, client-ready presentation. The product is deliberately scoped: it is built for independent agencies, not for carriers, MGAs, wholesalers, enterprise agencies or franchise networks — and it is designed so the licensed producer stays responsible for the advice.

Commercial insurance documents are the worst possible input for an LLM: inconsistent formats, carrier-specific wording, meaning that turns on a single endorsement. The system treats extraction and judgement as separate stages — structured extraction first, comparison against the rest of the submission second — so that a parsing error surfaces as a gap rather than as confident nonsense. Everything is presented for review rather than auto-decided, which is both the correct product design and the correct compliance posture in a licensed profession.